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One-of-a-kind oceanfront home on Studio Drive, angled beside Cayucos Creek, with unobstructed panoramic ocean views in a private gated community. This three-bedroom, two-bath home offers modern coastal elegance, blending clean European lines with warm nautical influences. You are greeted by a front courtyard patio with an outdoor shower, storage for surfboards and wetsuits, and a comfortable seating area. A custom mahogany front door opens to a light-filled open floor plan and a stylish kitchen featuring high-gloss, push-to-open cabinetry and Café matte white appliances with bronze accents. Durable marine-grade teak and holly yacht-style custom flooring runs throughout, adding a subtle nautical touch with easy maintenance. The home is centered around its ocean views. Wide doors from the primary bedroom and ensuite bath open fully to take in the ocean from the comfort of your bed or soaking tub. The spa-style bath features matte black counters, a deep soaking tub, minimalist fixtures, a vanity station, in-drawer powered hair appliance storage, and additional built-in drawers. Large ocean-facing windows in the contemporary living area, along with a unique eco-fuel suspended fireplace and layered accent lighting, create a relaxing coastal ambiance. The secondary bedroom and ensuite bath offer a private, thoughtful layout with access to multiple areas of the home. Additional features include a well-appointed laundry room that can double as a mudroom, and a separate storage room with custom cabinetry that includes a pocket office. The finished garage features epoxy flooring, two 240V outlets for vehicle charging, and a custom garage door. This home embodies beachside living with an expansive ocean-view patio complete with glass wind screens, outdoor ceiling heaters, and a natural gas firepit—perfect for sunset watching or outdoor dining. Don’t miss your chance to experience refined coastal living on one of the most desirable stretches of sand in the county
Listing agent: Kim Phillips DRE #01996202 kimberly.phillips@sothebysrealty.com, Listing office: Central Coast Sotheby's International Realty
MLS data updated 10/21/2026, 12:28:30 PM PT
Source: CRMLS, MLS #: NS25246623
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Feb 2, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,787,000Closed sale · Feb 2, 2026ZIP 93430 · Feb 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.