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Charming Cayucos Beach Retreat | Licensed Short-Term Vacation Rental | Steps to the Sand - Rare opportunity to own a fully furnished, single-level beach home on one of Cayucos’ popular numbered streets — just steps to the beach and walkable to downtown, the pier, shops, and restaurants. This 3-bedroom, 2-bath home features a warm and inviting living room, a dining area adjoining a fully equipped kitchen with refrigerator, dishwasher, oven, and stove. All appliances are included. The functional floor plan places the primary suite centrally between two guest bedrooms, with generous walk-in closet spaces. The back patio is ideal for outdoor entertaining and relaxing, while the landscaped front yard and welcoming front porch add great curb appeal. Added bonus: an attached two-car garage — a rare find in this coastal community. Property is being sold fully furnished and move-in ready. Most notably, this home holds a licensed short-term-vacation-rental permit, offering immediate income potential in one of the Central Coast’s most desirable beach destinations. All furnishings (except for 2 sets of chests/credenza in primary suite), and appliances to convey. Buyer to verify all short-term-rental permit terms and conditions with the County.
Listing agent: Sherry Sim DRE #01385503 sherrysimrealestate@gmail.com, Listing office: SIM Real Estate
MLS data updated 10/19/2026, 11:12:01 AM PT
Source: CRMLS, MLS #: SC26095374
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 6, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,470,000Closed sale · Jul 6, 2026ZIP 93430 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.