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Located in the desirable Bear Creek Estates subdivision in North Merced, this modestly updated 4-bedroom, 2-bath home offers space, comfort, and modern improvements on an expansive 10,000+ sq. ft. lot. Remodeled in 2024, the home features a great room highlighted by a classic brick fireplace, built-in shelving and French doors that open to the patio, creating a seamless indoor-outdoor flow. The kitchen has been refreshed with refurbished cabinetry, added Can lighting, abundant counter space, breakfast bar, a glass cooktop with hood, built-in oven, dishwasher, and disposal. A dedicated dining area sits adjacent to the kitchen and great room, making the layout ideal for both everyday living and entertaining. Additional upgrades include a new HVAC system and new hot water heater installed in 2024, along with a leased solar system added in 2015 for improved energy efficiency. Dual pane windows are featured throughout the home. The back bedroom includes a sliding glass door with direct access to the backyard. The oversized garage provides ample storage and includes a built-in workbench, as well as the laundry area, offering added functionality. With its generous lot size, recent upgrades, and prime North Merced location, this move-in ready property presents an excellent opportunity for buyers seeking comfort and convenience at a great price.
Listing agent: Scott Oliver DRE #01335699 scott.reowarrior@gmail.com, Listing office: Concierge Real Estate Services
MLS data updated 10/26/2026, 6:27:58 AM PT
Source: CRMLS, MLS #: MC26037472
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 1, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$390,000Closed sale · Apr 1, 2026ZIP 95340 · Apr 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.