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Welcome to Loma Alta—one of Oceanside’s most desirable pockets, where you’re just a few miles from the beach while enjoying a quieter, residential setting. This 4-bedroom, 2-bathroom home offers 1,461 sq ft of living space on a rare 0.39-acre lot, delivering space, flexibility, and coastal accessibility all in one. Step through the front door into a warm and inviting living room centered around a fireplace, seamlessly connected to the kitchen—creating a natural flow for everyday living and entertaining. The kitchen was thoughtfully upgraded in 2021 and features quartz countertops and newer cabinetry, paired with updated flooring that gives the home a clean, modern feel. Most interior doors have been recently replaced, and the freshly painted exterior adds to the home’s curb appeal. The property is turnkey and ready for a new owner’s stylish touch, offering a solid foundation with key improvements already completed, and even has multiple mature fruit trees! What truly sets this home apart is the expansive lot, including a large hillside—perfect for buyers with vision looking to create something unique, whether it’s terraced landscaping, a private retreat, or additional outdoor living space. Located near beautiful parks, local amenities, and just minutes to the coast, this home combines lifestyle and value. With no HOA and low taxes, it’s an opportunity that’s hard to find in today’s market. Priced to sell—don’t miss your chance to own in Loma Alta.
Listing agent: Noah Thomason DRE #01931087 noahsocalrealtor@gmail.com, Listing office: Exit Alliance Realty
MLS data updated 10/21/2026, 1:18:33 AM PT
Source: CRMLS, MLS #: SW26096646
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jun 8, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$925,000Closed sale · Jun 8, 2026ZIP 92054 · Jun 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.