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Step onto the nicely paved driveway and into a warm, inviting entry that immediately feels like home. The front foyer features a comfortable sitting area—perfect for slipping off your shoes—before opening into an expansive, light-filled open floor plan. The living room flows seamlessly into the dining area and kitchen, all framed by large windows that capture abundant natural light and stunning glimpses of the deep blue Pacific Ocean. Architectural interest is found throughout the home with thoughtfully designed multi-level ceilings that add dimension and character. The open kitchen offers plenty of cabinetry, a cooktop, and all appliances included — refrigerator, oven, dishwasher, and built-in microwave -- with convenient access to the two-car garage with individual garage doors. The split-level layout leads upward to a spacious loft that serves as the primary suite. Here you’ll find the primary bedroom and bathroom, both enhanced by windows inviting in ocean views and coastal breezes. Returning through the main living area, a staircase guides you to the lower level, where two guest bedrooms, a full bathroom, and a laundry closet with included washer and dryer await. The first guest room—currently used as a home office—is positioned closest to the stairs, while the second guest bedroom sits toward the back and features sliding doors that open onto a rear, lower deck overlooking the backyard. The lower level also has a surprise bonus -- a finished area that's already plumbed and fitted with electricity that offers potential as an ADU. Surrounding the home, mature landscaping, plants, and trees create privacy, greenery, and a serene outdoor atmosphere. Situated in a desirable neighborhood just minutes from sandy shores, surf spots, and downtown Cayucos, this home offers comfort, space, and coastal charm all in one.
Listing agent: Sherry Sim DRE #01385503 sherrysimrealestate@gmail.com, Listing office: SIM Real Estate
MLS data updated 10/23/2026, 3:10:44 AM PT
Source: CRMLS, MLS #: SC25268839
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Feb 2, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,150,000Closed sale · Feb 2, 2026ZIP 93430 · Feb 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.