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West Cardiff, beautiful lagoon front home with an ADU in Cardiff’s Seaside Community! 3 Bed / 2.5 Bath main house with a separate, attached 1 Bed / 1 Bath accessory unit. The studio sits over the garage and has its own entrance from both the exterior and interior making it private and perfect for multigenerational living or an income generating rental unit. Studio comes fully furnished, has an updated kitchenette, it’s own washer and dryer and it’s own reserved parking space in the community. Rental ready! The spacious reverse floor plan features the living space and kitchen on the main, entry level, along with a convenient powder room and lagoon facing deck off of the dining area. Enjoy your morning coffee or evening libation with an ocean breeze. Heading downstairs you’ll find all bedrooms and two full baths with your primary suite and one of the secondary bedrooms opening up to the sun soaked backyard. Just steps to the recently restored San Elijo lagoon where you can stay active, take in amazing views and catch glimpses of local wildlife. Trails and bridges connect you to Annie’s Canyon and Solana Beach. Close to all of the restaurants, cafes, beaches and entertainment idealistic Cardiff by the Sea has to offer. Shop Seaside Market, cruise the Coastal Rail Trail and catch a wave at some of the world’s best surf breaks all while living the ultimate lifestyle at 2738 Mackinnon Ranch Road!
Listing agent: Kelly Howard DRE #01258451 Kelly.Howard@Compass.com, Listing office: Compass
MLS data updated 11/2/2026, 1:22:00 AM PT
Source: CRMLS, MLS #: NDP2401988
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 23, 2024
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,200,000Closed sale · Apr 23, 2024ZIP 92007 · Apr 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.