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Welcome to Point Fermin, one of the South Bay’s last affordable beach communities! Come discover this hidden gem! This home is a 2004 build, featuring 4 bedrooms and 3-1/2 bathrooms in a unique “reverse” floor plan with the living space upstairs to maximize the sunlight and peek-a-boo harbor view. As you enter, ascend the stairs to an open concept living area where the kitchen, living and dining rooms flow seamlessly together anchored by a beautiful fireplace. The kitchen offers abundant cabinet and counter space AND a walk-in pantry for added convenience. Stainless appliances include a 5-burner cooktop, wall oven, dishwasher and fridge. A breakfast bar and adjoining dining room offer plenty of space for casual and formal dining. The living room is ensconced in windows letting in amazing natural light, peek-a boo views of the harbor and the amazing glow of the setting sun. The master suite is also on the upper level and what a treat this is! This is a true sanctuary, with good-sized sleeping quarters, a huge walk-in closet and a double-sided fireplace which is shared with your over-sized spa tub–a true retreat to take away all the stress of the day. There is a large stall shower, a double vanity with lots of storage and separate water closet. A powder room is also on this level. Downstairs you will find three additional bedrooms. Two are “jack-and jill” style featuring a bathroom with a dual vanity, and tub/shower combo. The 4th bedroom is en-suite with a walk-in closet and entry to the backyard. This would make a great den, office, or guest suite! The full-sized laundry area is neatly tucked in the lower hallway, and there is extra storage under the stairs. Much of the home features rich-look Pacific Koa hardwood flooring. Central heat and A/C are controlled by a Nest thermostat. There is a direct access 2-car garage; the driveway can easily accommodate 4 cars. This coastal peninsula is surrounded by water, with the Cabrillo Marina and Cabrillo Beach close by. A short distance away you’ll find Friendship Park, the Korean Bell, the “Hey Rookie” pool, and Point Fermin Park where you can walk along the water’s edge and enjoy numerous events throughout the year. Look forward to the opening of West Harbor, a $150 million waterfront development opening in Spring of 2025. Shops, restaurants, and an outdoor amphitheater are some of the many things coming our way! A fabulous house, a great community in a quaint little seaside town… what more can you ask for?
Listing agent: Karen Anderson DRE #01224307 karen@prestigeteamhomes.com, Listing office: Keller Williams Realty
MLS data updated 11/3/2026, 7:02:22 AM PT
Source: CRMLS, MLS #: PV24050601
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jun 3, 2024
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This home · nearest recorded event
$990,000Closed sale · Jun 3, 2024ZIP 90731 · Jun 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.