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Smart house-hack or income-producing investment with built-in flexibility! 261 S 13th Street in Richmond offers two houses on one lot plus a bonus non-conforming unit. The front house (Unit 263) features 2 beds and 1 bath, the rear upper unit (Unit 261) features 1 bed and 1 bath, and the lower converted unit adds another 2 beds and 1 bath. Each has its own entry for privacy and rental stability. Live in one and offset your mortgage with income from the others, set up multi-generational living, or expand your rental portfolio with cash flow potential from day one. Updated kitchens, laminate flooring, and dual-pane windows make each unit functional and move-in ready, while the layout allows easy parking and shared outdoor space. Conveniently located near Richmond BART, Amtrak, I-580, I-80, and the Richmond Ferry Terminal, with quick access to Berkeley, Oakland, San Francisco, and Marin. Enjoy weekends on the Bay Trail, local cafés, and shoreline parks. A rare find combining value, versatility, and strong investment upside in the East Bay.
Listing agent: Derek Han DRE #01738860 realtor@derekhan.com, Listing office: BHG Reliance Partners
MLS data updated 10/24/2026, 10:42:30 AM PT
Source: CRMLS, MLS #: 41116619
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jan 28, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$650,000Closed sale · Jan 28, 2026ZIP 94804 · Jan 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.