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Rare opportunity combines income, sustainability, expansion potential & flexible living on this ultra energy-efficient property! Just two blocks from Arroyo Grande in Oceano, corner lot adds privacy/extra parking. Lovely 3 bed/2 bath home includes paid-for, ultra-efficient solar system and quality construction rarely found at this price point. 3-car garage, drought-resistant landscaping throughout, raised flowerbeds for vegetables, and 12–13 young fruit trees (apple, apricot, orange, etc.). Living room & great rooms with 11-foot ceilings. Remodeled by local contractor in 2023 with long-term durability in mind, home presents low risk for deferred maintenance surprises and outstanding long-term energy efficiency. Unlock ONE hallway door, and home easily converts from 3 bed/2 bath home to 2 bed/1 bath home w. Studio/1bath ADU - separate entrance/garden leased til Dec 2026. ADU has cherry-wood kitchen cabinets/granite counter tops. Kind, respectful tenant shares washer/dryer access via garage. ADU lease of $1770/mo ends Dec 2026; includes utilities & single-car garage, but NOT driveway. Income options: Live in main house, or ADU. Rent main house at approx. $3000+ per month (buyer to verify market rents), while living in the ADU (once tenant leaves). Increase income further: add/rent another RV, Mobile Home or ADU on extra rear lot (buyer to verify with county/city)! Sewer/water in place. Extra lot fenced off from main-house yard, with separate street access. Previously used for RV rental, and big social gatherings. Energy Perks: Uses under 1/3 of avg. local energy consumption, saving $300/month (buyer to verify). Pre-wiring allows easy future conversion to all-electric living, including EV charging capability & compatibility w. 120V heat-pump water heater technology. 4kW Solar System -online monitoring, no battery. Commercial-grade Mitsubishi 2-zone mini-split heat pump system (ducted in main house, ductless in ADU) All-metal ducting (rare upgrade for durability/efficiency) R-60 insulation in main house & R-50 blown attic insulation (far above standard) 2022 commercial-grade TPO white membrane roof covering, with R-4 above-deck insulation, new parapet flashings, upgraded underlayment, and tile reset by SLO County Roofing.Exceptional options if wish to: simplify/cut living expenses, add income with rental options & prepare to have others separate yet close in ADU (e.g. use 3-bed. home until wish to pare down and buyers move into ADU themselves).
Listing agent: Chris Cucchiara DRE #02023880 chrisjcucchiara@gmail.com, Listing office: Keller Williams Realty Central Coast
MLS data updated 10/19/2026, 9:13:46 AM PT
Source: CRMLS, MLS #: PI26040699
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Mar 19, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$945,000Closed sale · Mar 19, 2026ZIP 93445 · Mar 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.