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Prime location in highly desirable neighborhood of Cardiff by the Sea. Minutes from local shopping, restaurants and San Elijo State Beach. This home is within walking distance of a beautiful neighborhood park with playground, large pavilion with picnic tables/BBQ, etc. Quick drive or golf cart ride to the beach Cardiff Reef, a well-known surfing spot. Don’t miss your chance to own a piece of paradise by the beach! Spacious 2-bedroom, 2.5-bathroom, 2-Car attached garage Townhome. This unique tri-level floor plan features two master bedrooms on separate floors with their own private bathrooms, walk in closets, and patio. From the main level you enter an open concept main living area perfect for entertaining guests. A chef/entertainer's dream kitchen with large peninsula, wood cabinets, granite countertops & recessed lighting. Enjoy your morning coffee from one of the three patios with views of the ocean and canyon. Spacious bathrooms with ample storage and granite vanities. Separate laundry room with stackable washer and dryer and central vacuum system. Highly desirable attached two car garage. Subject property is in receipt of a fully permitted/inspected (April 2025) slope stabilization soil nail wall (E-CDP-006972-2024) that was built across three separate parcels. Nail wall project is fully paid for with no open mechanics liens. Three-year warranty from well-known general contractor transferable to new ownership. Copy of City of Encinitas permit and stamped drawings included in supplement attachments.
Listing agent: David Smith DRE #01911069 david.smith@eldpinc.com, Listing office: El Dorado Properties, Inc
MLS data updated 11/4/2026, 6:31:59 PM PT
Source: CRMLS, MLS #: PTP2501399
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 24, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$850,000Closed sale · Oct 24, 2025ZIP 92007 · Oct 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.