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**2.5% FHA LOAN THAT CAN BE ASSUMED BY ANY BUYER!** Welcome to your dream retreat in the heart of Cardiff by the Sea! Tucked within the sought-after Cardiff Cove community, this beautifully upgraded, move-in-ready home offers the perfect blend of comfort, luxury, convenience, and coastal charm. Step inside to find a light and bright living space featuring gorgeous wood floors, vaulted ceilings, and a stylishly updated kitchen with white cabinetry and stainless steel appliances. Enjoy your morning coffee or evening glass of wine on two private balconies, where sea breezes and peek-a-boo ocean views serve as your daily backdrop. Live just steps from the San Elijo Lagoon's newly enhanced trails, including Annie’s Canyon and the Nature Center, and embrace the outdoors with easy access to the community’s new bike path. Leave the car in your private one-car garage and explore Cardiff’s vibrant culture — from the iconic Seaside Market to beloved local spots like Waverly Restaurant and Lost Abbey Brewery. And when you're ready for a change of pace, the Del Mar Racetrack and miles of sandy beaches are just minutes away. This is Southern California living at its best — coastal, connected, and completely turnkey.
Listing agent: Tamra Frost DRE #01870290 tamraculp@gmail.com, Listing office: LPT Realty,Inc
MLS data updated 11/3/2026, 3:56:24 PM PT
Source: CRMLS, MLS #: 250039232SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Nov 4, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$920,000Closed sale · Nov 4, 2025ZIP 92007 · Nov 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.