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White-water ocean views, small-town coastal living. It’s just a short walk from this lovely home to beaches, parks, nature preserves with miles of walking trails, the local library, coastal shops and restaurants. Mere minutes from Encinitas and I-5, Cardiff-by-the-Sea has nurtured and preserved that small-town feel and local “surfer” vibe. Your own private oasis: With two entries through lush garden areas, this stunning home on a quiet street in a vintage Southern California community offers an open concept top floor with tons of windows to take advantage of white-water ocean views from every room in the house but one. Wake to a view of the Pacific Ocean from the master suite, then enjoy your morning coffee from the balcony overlooking quiet, private gardens and the sea beyond. In the evening, lose yourself in breathtaking sunsets. The unique floorplan allows for creativity and flexibility of use. Upstairs you’ll find living space and room for an office or gym. The lower floor has Saltillo tile and is an airy, welcoming space for dining and entertaining. Skylights throughout allow lots of natural light. The lavish master bath features tumbled granite countertops. A large, open kitchen features modern appliances, a spacious island/work area and, yes, an ocean view! The guest room, with its own bath, may be the one room without an ocean view but the French doors open onto a lush courtyard of fountains and fruit trees, including lemons, limes, oranges, and avocados. A detached studio (with carport) makes a great guest cottage, rental, or private office. The safety deck over the carport is the ideal spot to sunbathe or have friends over to watch the sunset or even holiday fireworks up and down the coast. Amenities include energy-efficient tankless water heater and three Daikin Mini-Split multi-zone ductless HVAC.
Listing agent: Christie Kramer-LeVander DRE #00902753 christie@levander4re.com, Listing office: Compass
MLS data updated 11/4/2026, 8:53:14 AM PT
Source: CRMLS, MLS #: NDP2101386
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Mar 17, 2021
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 92007 · Nov 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.