Opening page…
Opening page…
Opening home details…
Welcome to one of Vista’s best-kept secrets — a beautifully upgraded home in a highly desirable 55+ resident-owned co-op community where you OWN THE LAND. That’s right — no space rent. This home is on a permanent foundation and offers the rare opportunity to enjoy low monthly HOA dues (approximately $285) instead of costly land lease payments. Even better, this is a resident-owned cooperative, giving homeowners a voice in how the community operates and evolves. Built in 2002 and thoughtfully updated, this home features stylish LVP flooring, plantation shutters, custom built-in cabinetry, and a remodeled bathroom. The light and bright kitchen offers refreshed cabinetry, stainless appliances including stove and refrigerator, garbage disposal, and tasteful finishes throughout. Privacy glass enhances both the kitchen and bedroom spaces, adding comfort and peace of mind. Additional upgrades include central A/C (2021), new stove (2022), sewer main line replacement, and recent interior improvements. The home also includes a solar lease with SunStrong at $96.92 per month, helping offset electricity usage and support energy efficiency, especially during warmer months. The home is in great condition and truly move-in ready. Enjoy a spacious primary suite, indoor laundry, and an open-concept living area perfect for relaxing or entertaining. TVs are mounted and negotiable. Community amenities include pool, spa, clubhouse, gym, billiards, library, and more, plus RV storage available for a small additional monthly fee. Located just 25 minutes from Oceanside Beach, you’ll enjoy coastal access while living in a peaceful, well-maintained North County senior community. This is an incredible opportunity to own land in Vista at an affordable price — don’t miss it.
Listing agent: LAURA MCKINNEY DRE #02046962 Laura@McKinneyRealtyAssociates.com, Listing office: KELLER WILLIAMS RIVERSIDE CENT
MLS data updated 10/30/2026, 9:42:36 PM PT
Source: CRMLS, MLS #: IV26038347
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 22, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$319,900Closed sale · Apr 22, 2026ZIP 92083 · Apr 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.