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Welcome to your elegantly eclectic ocean-view seaside retreat, where timeless design meets with an inviting coastal vibe. Nestled in the highly sought-after walking district of Cardiff-by-the-Sea, this 2-bedroom, 1-bath home is complemented by an attached ADU studio with loft, full kitchen and bath. The primary home was thoughtfully remodeled in 2019 by a local designer, with every detail meticulously curated using high-end finishes featuring a gourmet kitchen that exudes the inviting warmth and charm of a friendly café. Built in 2020 the versatile ADU is the perfect blend of luxury and charm ideal for overnight guests, a home office, or a rental opportunity. Recent upgrades include a new roof installed in May 2022, a FULLY OWNED SOLAR SYSTEM WITH GRANDFATHERED NET 2.0 METERING, brand-new A/C unit, and a HALO 5 whole home water filtration system. The home can convey furnished ready for you to enjoy on day one. Unwind on the front deck and take in the ocean, lagoon, and sunset views, or escape to your private backyard, which boasts a beautifully landscaped garden, an artsy storage shed, and a brand-new swim spa and cold plunge. Located in a top-rated school zone, this property is perfect as a primary residence, a beachside second home, or an investment property. Cardiff by the Sea has everything you need to enjoy the So Cal Coastal lifestyle — meander to the beach, explore local parks, dine at charming restaurants, browse boutique shops, or enjoy the San Elijo Lagoon trails to Solana Beach. Plus, the rail trail offers a scenic route to downtown Encinitas for even more coastal adventures.
Listing agent: Jeff DeChamplain DRE #01342224 Jeff.dechamplain@compass.com, Listing office: Compass
MLS data updated 11/4/2026, 10:45:53 AM PT
Source: CRMLS, MLS #: NDP2408666
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Nov 1, 2024
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,257,000Closed sale · Nov 1, 2024ZIP 92007 · Nov 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.