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Located just 2 blocks from Moonlight Beach with whitewater ocean views and in the heart of downtown Encinitas, this remarkable home is truly an incredible piece of real estate. Situated on a flat and usable 5,036 square foot lot (0.12 acres) beside State-owned property which will never be built-upon, 243-45 3rd Street is arguably the most unique opportunity in the coastal cities of San Diego this year. The main house is a 2 bedroom + bonus room and 2 full bathroom unit boasting ocean views from the living room and approximately 1,225 square feet. The attached guest house/granny flat is a 1 bedroom + bonus room and 1 full bathroom at approximately 700 square feet. Delightful charm make this a perfect opportunity for an owner-occupied buyer looking for rental income or looking to put a family member in a separate space. Or, a fabulous investment opportunity with multiple units (zoned R-15 Minor Multiple) on the coast in Encinitas. Act fast!
Listing agent: Steve Ploetz DRE #01723732 steveploetz@century21award.com, Listing office: Century 21 Award
MLS data updated 10/19/2026, 5:55:25 AM PT
Source: CRMLS, MLS #: NDP2001713
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Nov 13, 2020
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 92024 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.