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Welcome to this beautifully maintained and upgraded home in the desirable lakeside community of Heritage Ranch. Situated on a corner lot with adjacent greenbelt access, this spacious 3-bedroom, 2-bath residence offers approximately 1,620± square feet of comfortable living space, scenic oak-studded hill views, and numerous recent improvements. The thoughtfully designed split-bedroom floor plan provides privacy and functionality. The spacious primary suite features a remodeled en-suite bathroom and walk-in closet, while the guest bathroom has also been tastefully updated. The kitchen is designed for both everyday living and entertaining, showcasing butcher block countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar that opens to the family room. A separate dining area offers flexibility for formal dining, a sitting room, or home office. Filled with natural light, the inviting living room features a brick hearth, pellet stove, and direct access to the rear patio. Luxury vinyl plank flooring flows throughout the main living areas, while the bedrooms offer comfortable carpeting. Recent improvements include Hardie® siding, exterior paint, new HVAC system, remodeled bathrooms, dual-pane windows, solar power with battery backup through a Power Purchase Agreement (PPA), included appliances, and a 433A Permanent Foundation Certification. Outside, you'll find a deep two-car garage with room for a boat, lake toys, or workshop space, along with a circular driveway providing ample parking. The corner lot location offers excellent curb appeal. Enjoy Heritage Ranch amenities including swimming pools, tennis courts, equestrian facilities, parks, hiking trails, private security, and convenient access to Lake Nacimiento. The marina, launch ramp, shopping center, restaurants, and elementary school are all just minutes away.
Listing agent: Jason Townsend DRE #02081381 JasonSells805@gmail.com, Listing office: RE/MAX Success
MLS data updated 10/26/2026, 7:08:19 AM PT
Source: CRMLS, MLS #: NS26126638
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 6, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$495,000Closed sale · Jul 6, 2026ZIP 93446 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.