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PRICE REDUCED – Sellers have found their next home! Tucked into one of Costa Mesa’s most sought-after pockets, 2404 Niagara Way offers a front-row seat to the best of Orange County living. Positioned perfectly between the coastal energy of Newport Beach and the thriving tech hub of Irvine, this upgraded 3-bedroom, 2-bath townhome delivers the ultimate low-maintenance lifestyle—just 10 minutes from the sand. Located in the highly desirable Monticello community, this turnkey property has been lovingly maintained as a vacation home and is completely move-in ready. Step inside to find a light-filled, open-concept layout featuring laminate flooring throughout (no carpet), a remodeled kitchen, and updated bathrooms. The floor plan flows seamlessly from the living room out to your private oasis. The downstairs bedroom and full bath offer excellent flexibility for guests, a home office, or rental potential. Upstairs, you'll find two oversized bedrooms with generous closet space, abundant natural light, and direct access to a beautifully renovated bathroom. Outdoor living is where this property truly shines. The private, partially covered back patio is fully decked out with built-in seating and an included fire pit—perfect for year-round entertaining. Out front, a welcoming porch overlooks a quiet interior courtyard, giving the community a warm neighborhood vibe. Rare for this price range, the home includes an enclosed 2-car garage, a permit for a third community parking spot, a brand-new electrical panel, and three portable A/C units to complement the cool coastal breeze. The location is exactly why people flock to Costa Mesa. You are minutes from the Back Bay Trail, South Coast Plaza, The LAB Anti-Mall, Triangle Square, major freeways, and John Wayne Airport—plus walking distance to Orange Coast College, Vanguard University, and the OC Fairgrounds. Best of all, the low-stress HOA covers water, trash, pools, spas, a clubhouse, and guest parking. With NO land lease and NO Mello-Roos, this is a rare opportunity to own near the coast without the detached-home price tag. Whether you're a first-time buyer or a savvy investor, this is your ticket into one of OC’s hottest markets!
Listing agent: Holly McDonald DRE #01892567 realtorhollymcdonald@gmail.com, Listing office: Compass
MLS data updated 10/21/2026, 7:16:07 AM PT
Source: CRMLS, MLS #: PW26044656
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 31, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$820,000Closed sale · Jul 31, 2026ZIP 92626 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.