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Once in a lifetime opportunity. This 4 bedroom 3 bath D St marvel sits in one of the most sought after neighborhoods of the central coast. Walking distance to the beach, downtown, school, parks, the pool, everything Cayucos has to offer. Sip lemonade on the front porch or barbecue on the back patio overlooking Little Cayucos Creek. Amazing ocean views from the spacious 2nd story master suite featuring his and hers closets, high ceilings with lots of natural light and a wonderful master bath. 3 additional bedrooms upstairs with a bathroom featuring a vintage claw foot tub. Bonus room/study downstairs that could easily serve as a 5th bedroom. 10 ft ceilings with solid core doors, wide plank solid wood floors throughout beautiful milk washed wainscot and ceilings. Living room separated from large family sized dining area by 150 year old stained glass pocket doors that open to a Country kitchen featuring galvanized countertops and pine cabinets with metal accents. Vintage fully restored O’Keefe and Merritt double oven and range. Old fashioned gas heater in the great room, forced air heating with traditional cast iron registers. Historic charm with modern construction keeps maintenance at a minimum, featuring Hardiplank concrete siding, metal roof, steel framing, steel trim dual pane windows with wood cladding. Landscaped front yard copper gutters and downspouts all add to the historic charm. And don't forget the beach practically right outside your front door.
Listing agent: Kim Phillips DRE #01996202 kim@countryrealestate.com, Listing office: Country Real Estate, Inc.
MLS data updated 10/27/2026, 6:56:05 PM PT
Source: CRMLS, MLS #: NS21115697
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 29, 2021
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93430 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.