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This Measure J (low income) unit is centrally located between the beach, the Santa Cruz harbor, Capitola by the Sea, all the conveniences of 41st Ave and Highway 1. This is a tranquil location where, for the most part, only songbirds can be heard. Homestead Park is a small cooperatively owned senior park with low HOA fees and friendly neighbors. This sweet home features vaulted ceilings, a spacious living room, a roomy kitchen, a sunny dining nook, a roomy primary bedroom with lots of closet space plus a private balcony, skylights, inside laundry, fresh paint on much of the interior, a spacious and fenced yard, garden beds and 2 large storage sheds. The County requires for this Measure J low income home: Maximum of $127,500 combined annual income, buyers must live OR work in Santa Cruz County. Homestead Park requires: all members in this cooperatively owned park to be 55 or older and the second occupant must be 50 or older. All occupants must be approved by the park and must have credit score of 700+ and income must be at least $2000/month per park rules. Two domestic pets are allowed with maximum of 60 pounds combined weight. The county has waived the 2 person minimum!
Listing agent: Melody Russell DRE #01743923 melody@melodyrussell.com, Listing office: eXp Realty of California Inc
MLS data updated 11/3/2026, 6:37:12 PM PT
Source: CRMLS, MLS #: ML81971548
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Nov 25, 2024
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This home · nearest recorded event
$279,486Closed sale · Nov 25, 2024ZIP 95062 · Nov 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
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