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Price Improvement - Bring your toothbrush, surfboard, and beach towel! This turnkey, move-in ready luxury coastal home, set on one of Cardiff-by-the-Sea’s most sought-after and walkable streets, offers breathtaking panoramic ocean views from its private rooftop deck, effortless indoor–outdoor living, and a level of thoughtful luxury upgrading rarely found in a coastal home of this scale. Meticulously refreshed with a focus on design, comfort, sophisticated modern finishes, and long-term livability. The main living spaces feature wide-plank European Oak engineered hardwood flooring imported from Spain, creating a warm, modern foundation for everyday coastal living. Bedrooms and additional flex spaces (ideal for home office, kids’ rooms or guests) are newly carpeted, while fresh interior paint, new molding and trim, and curated lighting elevate the home’s clean, contemporary aesthetic. At the heart of the home, the chef-inspired gourmet kitchen has been fully upgraded with a suite of premium black stainless Bosch 800 Series appliances, including an induction range, dishwasher, and refrigerator, complemented by a Z-line microwave drawer, new plumbing fixture, custom pantry/coffee bar, and updated cabinet hardware throughout. A former soffit and fan were removed to open the kitchen, creating unobstructed sight lines—so you can enjoy ocean views even while cooking or hosting. The expansive great room flows seamlessly to the deck through bi-fold doors, creating a true indoor–outdoor experience ideal for effortless coastal California living. Upstairs, a full rooftop deck with a built-in outdoor kitchen offers a rare, elevated entertainer’s dream space with stunning panoramic views—perfect for sunset dinners, al fresco gatherings, or morning coffee overlooking the Pacific. The spacious primary suite has been enhanced with a custom closet system, ceiling fan, and new blinds, including voice-controlled electric blinds for effortless comfort and privacy. There is a full-size laundry room, abundant built-in storage throughout—plenty of room for surfboards, bikes, and all your active lifestyle gear—and a host of smart-home features: a SimpliSafe security system with doorbell and three cameras, a Wi-Fi–enabled garage keypad, and an upgraded electrical panel ready for Level 2 EV charging (240V). Outdoors, new plantings with drip irrigation enhance the property’s curb appeal while maintaining easy low maintenance. A paved alley leads to a usable two-car garage plus parking for up to 4 additional cars—an incredibly rare feature in this highly desirable beach-close enclave. Beyond its current beauty, this home delivers exceptional future flexibility and long-term value. The lower floor was built to allow for future conversion to an income-producing Accessory Dwelling Unit (ADU)—opening the door for short- or long-term rental income, guest accommodations, multi-generational living, or a private executive office space (ideal for remote work, creative pursuits, or a personal yoga/gym retreat to match your active lifestyle). What truly sets this home apart is its incredible lifestyle: Stunning ocean views. Exceptional walkability to the beach, shops, cafés, and restaurants. A true great room layout opening to the deck. A full rooftop entertaining level. Abundant storage rarely found in a home of this size. And a location that puts Cardiff’s beaches, shops, cafés, and coastal energy just moments away. Ideal as your primary home for an active coastal lifestyle or as a turnkey second home and coastal retreat—this is not just a home—it’s an ideal vantage point for living the ultimate Cardiff-by-the-Sea lifestyle. Seller willing to offer concessions for the Closing Costs
Listing agent: Prentiss Van Den Berg DRE #01035694 Prentiss.VanDenBerg@compass.com, Listing office: Compass
MLS data updated 10/30/2026, 1:36:08 PM PT
Source: CRMLS, MLS #: NDP2600794
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 8, 2026
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This home · nearest recorded event
$2,828,800Asking price recorded · Jul 8, 2026ZIP 92007 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.