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**Wake up to the lake. Every single day.** Rare lakefront opportunities on coveted Twain Harte Lake don't come often — and they don't come like this. This stunning 3-bedroom, 2-bathroom retreat sits just steps from the water's edge, close enough to hear the laughter from the dock and smell the sunscreen in the air. With an **active Twain Harte Lake membership**, exclusive access to one of the Sierra Nevada foothills' most treasured private lakes is yours from day one. From the moment you arrive, the difference is clear. A level, paved driveway with a lit pathway sets an elegant tone, leading you to a thoughtfully updated home where every detail has been curated for the discerning buyer. Step inside to soaring high ceilings, an effortlessly open floor plan, and windows that frame the lake and treetops from every angle — because here, the location is everything. The chef's kitchen is anchored by a full stainless steel appliance suite, flowing naturally into the living and dining areas — ideal for entertaining after a day at the water. The primary suite is a private sanctuary, with an ensuite bath and direct access to the spectacular new deck, where sunset views stretch all the way across the lake. Two additional guest bedrooms share a beautifully updated full bath. A new mini-split system, interior laundry room, and generous under-home storage complete the package. Outside, new decks front and back offer the perfect perches for morning coffee, evening cocktails, or simply watching the light shift over the water. Whether you're seeking a full-time residence, a weekend escape from the Bay Area (just 2.5 hours away), or vacation rental — this property delivers on every front. Beyond the lake, Twain Harte offers an exceptional four-season lifestyle: charming restaurants and boutique shops, a nine-hole golf course, tennis courts, summer concerts, bocce ball, and a skate park. Minutes away: Dodge Ridge Ski Resort, Pinecrest Lake Marina, Black Oak Casino, and historic Downtown Sonora. Yosemite National Park is less than an hour's drive. **Lakefront homes with active memberships at Twain Harte Lake are extraordinarily rare. Schedule your private showing before this one is gone.**
Listing agent: Kristin Frankhauser DRE #01988702 kristin.frankhauser@gmail.com, Listing office: RE/MAX GOLD
MLS data updated 11/3/2026, 2:42:21 PM PT
Source: CRMLS, MLS #: 41138689
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 21, 2026
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This home · nearest recorded event
$719,999Asking price recorded · Oct 21, 2026ZIP 95383 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.