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Don’t miss this quintessential Cayucos beach cottage you’ve been waiting for! A perfect home for your family weekend getaway or your affordable full-time beach house. This sweet cottage is only three blocks to public beach access off of Studio Drive. There is plenty of outdoor space for family and friends to hang out and enjoy after hitting the morning surf. Walk on the beach to downtown Cayucos for your morning coffee, just like the locals. Two spacious bedrooms and a nice size bathroom is all you need for the simple beach life. A retro woodstove will keep you cozy on cool nights and the outdoor shower will freshen everyone up after a long day playing in the sand. This home sits on a 6400 sq. ft. lot with creek frontage to the backside. Don't let this opportunity slip by!
Listing agent: Lindsey Harn DRE #01868098 soldbylindseyharn@gmail.com, Listing office: Richardson Properties
MLS data updated 10/31/2026, 5:07:31 AM PT
Source: CRMLS, MLS #: SP20097131
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jun 26, 2020
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93430 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.