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Reduced Price!!! Back on market, no fault of property. Discover the charm of Cardiff, where ocean views enhance the coastal living experience. This duplex property with over/under units offers a unique opportunity to enjoy the dynamic beauty of the Pacific Ocean with 180-degree white water views and stunning sunsets that change daily. The ocean views expand from La Jolla to Catalina Island and San Clemente Island from both the upper and lower unit as well as the detached garage in the alley. The light, water, and cloud formations provide a captivating backdrop for everyday life. The property is part of a friendly, beach-oriented community, ideal for surfers, beach enthusiasts, and outdoor lovers. Convenience is key, only a 10 minute walk to all that Cardiff has to offer including the beach and Seaside market which provides specialty items and quality food options. Local shops, surf boutiques, and a Patagonia store are all nearby, alongside popular dining spots like Besta Wan Pizza, Pipes Cafe', VG Donuts, and Best Pizza and Brew. Access to the San Elijo Lagoon Trails and nature center opens the door to a variety of outdoor activities, including biking, beach walks, and running along the coast. The property is situated west of 1-5, allowing for easy, traffic free access to the beach. Each unit spans approximately 1037 square feet, featuring 2 bedrooms and 1 bathroom, making them ideal for a variety of living arrangements. This duplex is set up for flexible use, whether as a primary residence, a rental property, or a combination of both, providing options for different types of investors or homeowners. There is also potential for a 1200sf detached ADU and a 500sf attached junior ADU. The main units may be able to be used as short term rentals (Check with the city to verify all the potential uses and verify the information). The property stands out with it's oversized two car garage, which is easily accessed from an alley that, like much of the property, offers stunning panoramic ocean views. As you enter the front gate of this home, you're greeted by a private yard adorned with lush landscaping. The upstairs unit enhances this connection to the outdoors with French doors in both bedrooms leading directly to this serene space. One of the property's outstanding features is the expansive wrap around deck, meticulously rebuilt with Trex decking, where you can soak in 180-degree views of the Pacific Ocean. The downstairs unit has been thoughtfully remodeled, boasting a kitchen with crisp white cabinetry and a central island perfect for culinary endeavors and entertaining. Beyond the interiors, the property offers multiple outdoor areas, including a shaded side yard and a yard with artificial turf above the garage, all designed to maximize the enjoyment of the coastal climate. This Cardiff property offers a blend of coastal living, community engagement, and outdoor activities, making it a compelling choice for those seeking a balanced lifestyle.
Listing agent: Shannon Gallucci DRE #01366622 shannonghomes@gmail.com, Listing office: First Team Real Estate
MLS data updated 10/30/2026, 9:23:34 AM PT
Source: CRMLS, MLS #: NDP2409965
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 15, 2025
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This home · nearest recorded event
$3,279,000Asking price recorded · Apr 15, 2025ZIP 92007 · Apr 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.