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Just a quick 5 minutes from Summit Rd exit, nestled in the scenic Los Gatos Mtns, at 22120 Oak Flat Rd, this charming 3-bedroom, 2.5-bath home offers 1,968 square feet of comfortable living space on nearly 3 acres of private land in Santa Cruz County. The welcoming living and dining area is ideal for gatherings, updated kitchen features stainless steel appliances, granite countertops, and a breakfast bar. The cozy family room, complete with a fireplace and large patio sliding doors, invites natural light and offers a perfect spot for relaxation. The primary bedroom includes an ensuite bathroom, walk-in closet, and beautiful views of the expansive property. Two additional bedrooms share a full bathroom, while a convenient half-bath serves the main living areas. A separate two-story work shed is ideal for a home office, studio, or extra storage, and a garden area off the path is perfect for gardening enthusiasts or those seeking a peaceful spot to relax. Recent updates, new carpets and paint, and the home offers central forced air heat and a cozy wood-burning stove. Enjoy the tranquility of rural living with city amenities, just 20 minutes from town or the beach, in the highly regarded Los Gatos school district, including Loma Prieta Elementary, CT English Middle, and Los Gatos HS.
Listing agent: Syndy Pham Le DRE #02160361 sphamle@intero.com, Listing office: Intero Real Estate Services
MLS data updated 10/30/2026, 1:43:17 PM PT
Source: CRMLS, MLS #: ML81976842
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Dec 18, 2024
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,115,000Closed sale · Dec 18, 2024ZIP 95033 · Dec 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.