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Located in the southern edge of Oceanside, one of Southern California’s fastest-growing coastal communities and newest vacation destinations, this single-story charmer offers the perfect opportunity for first-time buyers, downsizers, retirees, or anyone looking to enjoy the laid-back coastal lifestyle. Welcome to 2194 Luz Way—a light-filled 2 bedroom, 2 bath home with an additional flex space ideal for a home office, hobby room, guest area, or creative space. Tax records reflect a 3 bedroom; modifications would be needed for a traditional third bedroom configuration. Natural light pours into the home through multiple skylights, creating a warm and inviting atmosphere throughout. The spacious great room features a cozy fireplace, dining area, and seamless access to the low-maintenance backyard and patio, making indoor-outdoor living easy and enjoyable. The primary suite also opens directly to a private patio and yard retreat. The home offers great bones and incredible potential for someone ready to add their own personal touches and updates. Fruit trees, low-maintenance landscaping, low HOA fees, and no Mello-Roos add to the appeal and affordability. Residents enjoy access to two nearby grassy parks with ocean views and relaxing overlooks toward El Camino Country Club. Ideally located near Frontwave Arena, MiraCosta College, shopping, dining, parks, schools, and just a short drive to Oceanside beaches, Oceanside Harbor, and downtown Oceanside. Live where coastal beauty, outdoor recreation, and Southern California beach town charm come together. Spend your days whale watching, biking the coastal trails, exploring local restaurants and craft breweries, golfing nearby courses, or simply enjoying the year-round sunshine. This is your chance to own an affordable piece of coastal Oceanside living in North County San Diego.
Listing agent: Valerie Bradbury DRE #00836782 info@MakeSanDiegoMyHome.com, Listing office: Century 21 Affiliated
MLS data updated 10/19/2026, 8:19:42 AM PT
Source: CRMLS, MLS #: NDP2604585
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 28, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$799,000Asking price recorded · Jul 28, 2026ZIP 92056 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.