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Attention VA Eligible **VA Loan Assumable @2.5% $1.3M Loan Amount**. Distinguished La Costa Valley home with attached ADU and 15,934 sq ft lot on Cul-De-Sac. Courtyard entry with water feature. Hardwood floors on the entry-level throughout, and new carpet upstairs. Custom-built kitchen for entertaining with one conventional oven and another full-size convection oven. 5-burner cooktop with a stainless steel hood, two dishwashers, and a built-in wine and beverage cooler. Ample counter space that extends out for dining. Other spaces include a living/sitting area, dining room, and family room with a fireplace open to the kitchen. A full bath downstairs is available for guests, and one bedroom is currently set up as a flex room used for exercise and interior access to the ADU. Upstairs is an expansive loft (originally open to the downstairs). Primary suite with a huge Italian tile walk-in shower, rain shower head, and walk-in closet. Three additional secondary bedrooms upstairs. The ADU has a living room and kitchen area with a refrigerator, dishwasher, and built-in microwave. The ADU contains a separate HVAC system and water heater, perfect for rental. Rental comps for a one-bedroom/one-bath apartment run $2,200 monthly in 92009. ADU bedroom has an ensuite bath, double vanity, and large walk-in shower. The backyard lot offers plenty of privacy, with a BBQ island counter, fire pit, and water features. Explore endless possibilities: add a pool, volleyball sand court, and more. Enjoy breathtaking views from the lookout, and consider adding more fruit trees. Lower electric bill with Tesla solar installed in 2015, leased on a 20-year term. The current payment is only $136.63. The low HOA fee covers an array of amenities: a Staffed Valley Club, 8-lane Junior Olympic pool, year-round heated spa, fitness center, a clubhouse with a commercial-grade kitchen, tennis courts, RV lot, gazebo, orchard parks for free produce picking, basketball court, tot lots, walking trails, and parks. La Costa Valley stands as one of the prime locations in Carlsbad. Benefits include renowned schools within proximity: one block to El Camino Creek Elementary, La Costa Valley Pre-K located in La Costa Valley neighborhood, 10-minute drive to Oak Crest Middle, and choice of Torrey Pines High, Canyon Crest High, and San Dieguito Academy. Plus, you're just 12 minutes from Moonlight State Beach and surrounded by a variety of restaurants, shopping, amusement spots, golf courses, and more. Truly, there's too much to list in this incredible offering.
Listing agent: Kevin Laurent DRE #01317706 kevinlaurent@firstteam.com, Listing office: First Team Real Estate
MLS data updated 10/23/2026, 10:23:27 AM PT
Source: CRMLS, MLS #: NDP2307314
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jan 30, 2024
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This home · nearest recorded event
$2,200,000Closed sale · Jan 30, 2024ZIP 92009 · Jan 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
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MLS records may be incomplete. Earlier asking prices are not sale prices.