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The Cardiff lifestyle awaits you with this low maintenance beach home in the highly desirable walking district! Offering three bedrooms, a loft and a fully equipped one bedroom guest suite with its own kitchenette, living room, bathroom, laundry, and private entrance, this exceptional floorplan transcends versatility. The main living area is adorned with walls of windows that frame the coastal scenery, flooding the space with natural light. The kitchen, seamlessly integrated with the dining room and great room is easily accessible from the two-car garage making daily living and entertaining a breeze. With its ocean views, the loft is ideal for use as a home office and guaranteed to inspire creativity. The primary suite offers an expansive walk-in closet and for unwinding a spa-like bath area. Spacious secondary bedrooms and laundry room round out the main residence. With its pristine coastline, charming restaurants, shops and San Elijo Lagoon hiking trails the quintessential seaside community of Cardiff-by-the-Sea is unmatched in having something for everyone and the perfect community to call home. Main residence is currently living as a 3 bedroom + Office and 2.5 Bath with an additional private guest suite offering its own private entrance, full kitchen, living room, 1 bedroom + 1 bathroom, and laundry (currently rented for $3250 a month).
Listing agent: Gwyn Rice DRE #00889370 gwyn@gwynrice.com, Listing office: Pacific Sotheby's Int'l Realty
MLS data updated 10/19/2026, 2:19:48 PM PT
Source: CRMLS, MLS #: NDP2400339
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Feb 28, 2024
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,620,000Closed sale · Feb 28, 2024ZIP 92007 · Feb 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.