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Rare Opportunity to Save BIG on Your Monthly Payment! Take advantage of a 1% interest rate reduction on ANY loan program - FHA, VA, or Conventional - with ZERO cost to you! Lower monthly payments, and no extra fees. Welcome to 20864 Center St, located in the desirable Spring Mountain Ranch community of Riverside. This modern, turnkey, single-story 4 bed, 3 bath home built in 2018 offers nearly 2,900 sq ft of open-concept living on a spacious 10,000+ sq ft lot. NO HOA. Designed for today’s lifestyle, it features a true open floor plan, wide hallways, an additional flex room, stylish LVP flooring, custom lighting fixtures throughout, ceiling fans, recessed lighting, solar panels for energy savings, and low-maintenance front and backyard landscaping for effortless living. The gourmet kitchen showcases custom upgrades, upgraded quartz countertops, a large center island, stainless steel appliances, and a walk-in pantry perfect for entertaining or everyday use. The primary suite is thoughtfully separated from the other three bedrooms for added privacy and features a redesigned bathroom with custom finishes and a spacious walk-in shower beautifully upgraded beyond the builder’s standard design. Enjoy a covered patio perfect for outdoor dining or gatherings, large windows that flood the home with natural light, and a private backyard with no rear neighbors, ideal for relaxing or taking in the mountain views. Additional highlights include a tankless water heater, energy-efficient systems, and a spacious 3-car garage. Nestled in Spring Mountain Ranch, a quiet neighborhood just a short distance to Spring Mountain Ranch Park with easy access to local schools, Loma Linda University Medical Center, UC Riverside, and downtown Riverside. Close freeway access to the 215, 60, 10, and 91 freeways makes commuting to a variety of areas convenient and efficient. This move-in-ready Riverside gem perfectly blends elegance, comfort, and modern design in a desirable single-level layout.
Listing agent: Anthony Lauria DRE #02065044 Anthony@explorecalihomes.com, Listing office: Abundance Real Estate
MLS data updated 10/19/2026, 3:15:28 PM PT
Source: CRMLS, MLS #: SW25235449
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Nov 26, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$765,000Closed sale · Nov 26, 2025ZIP 92507 · Nov 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.