Opening page…
Pending
- Listed price
- $1,550,000
- Listed Aug 10, 2026 · $684/sq ft
- Last sold price
- No recorded sale
4 beds|3 ba|2,267 sqft|6,060 sqft lot|1991 Built|36 days listed
20811 Shadow Rock, Rancho Santa Margarita, CA 92679
Property Description
This well-maintained and highly upgraded home sits in a peaceful residential neighborhood with scenic canyon, hillside, and mountain views! Expect a spacious, light-filled two-story floor plan that features 4 bedrooms, 3 baths, approximately 2,300 sq ft of living space, vaulted/cathedral ceilings, an open living/dining area, family room with fireplace, updated kitchen with breakfast bar or nook, primary suite with walk-in closet and spa-like bath, a main-level bedroom/bath option ideal for guests or multi-generational living, indoor laundry, and a 3-car garage. Outdoor living is a highlight of the community lifestyle: large, private yard for entertaining, plus access to excellent association amenities including a junior Olympic-sized pool, spa/wading pool, parks with barbecues, sports courts/fields, tot lot, basketball court, and nearby hiking/biking trails. Residents enjoy proximity to award-winning Saddleback Valley Unified schools, regional parks, golf courses, Rancho Santa Margarita Lake, shopping, and easy access to freeways while still feeling tucked away in a quiet, low-traffic setting with low HOA dues. Recent and/or notable upgrades include repipe, newer windows and sliders, whole house fan, newer HVAC, and so much more!
Listing agent: Ben TateDRE #01871507ben.tate@compass.com, Listing office: Compass
MLS data updated 10/16/2026, 9:08:36 PM PT
Source: CRMLSMLS #: OC26174359
Get to know Rancho Santa Margarita
Check your commute
Choose a destination and your usual departure time. Travel times vary by route and day.
Plan a route on Google MapsConfirm schools
Check the exact property address with the district. A city or ZIP code alone does not establish school eligibility.
LA County district lookupParks and everyday stops
Check access, facilities and current hours before visiting. Explore the area around the home, not just the city center.
Explore nearby parks on Google MapsOfficial district, city and transit resources checked September 22, 2026. External map results are provided by Google.
Read Belmont’s local buyer guidesRenovation scenario calculator
Enter your own resale and cost assumptions. This tool does not estimate market value or confirm that an addition is permitted. Asking price: $1,550,000.
Complete every cost field, entering 0 where appropriate, to calculate a scenario.
Include permits, design, contingencies, taxes and transaction costs in your budgets. Validate the resale assumption with recent comparable sales. Results are hypothetical, before income taxes, and are not a profit forecast.
Belmont insights
Price & property history
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Latest asking price$1,550,000
Aug 10, 2026
Available records12026
From MLS recordsActual listing and closing events
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,550,000Original asking price · Aug 10, 2026ZIP 92679 · Aug 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.This home · 1 price recordsAug 10, 2026 – Aug 10, 2026
ZIP 92679 · same property typeLoading eligible closed sales…
Freddie Mac · national weekly ratesLoading mortgage-rate history…
Recorded sales in this period (0)
No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
View listing & sale records
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.