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From a distance, nestled behind its white picket fence, this beautiful home looks like a simple, charming cottage, but one step inside reveals a far more sophisticated look & feel. A tiled entryway and arched opening lead to a stunning view of Monterey Bay, w/Rio del Mar beach unfolding below. Upstairs & downstairs, across the entire back of the house, sliding doors & a deck offer uninterrupted views of the sand & ocean beyond, framed by a canopy of green treetops. Both the master bedroom and living room feature fireplaces with tile hearths and custom carved mantelpieces. The kitchen features custom cabinetry and tile work, sleek granite counters, and a gas range as well as a convenient laundry area. Plantation shutters, a white picket fence, and wood-paneled ceilings with exposed beams add rustic charm to an open, airy layout. A short walk to the beach and restaurants.
Listing agent: Lauren Spencer DRE #00925382 lauren@laurenspencer.com, Listing office: Coldwell Banker Realty
MLS data updated 10/21/2026, 5:20:03 AM PT
Source: CRMLS, MLS #: ML81627050
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Nov 30, 2016
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 95003 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.