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Brand-new construction in the heart of Cardiff’s coveted Walking District! 2058 Montgomery Ave offers modern coastal living with ocean views, thoughtful design, and flexible space. The 2 bedroom, 2.5 bath, 1421 SF main home features an open-concept layout filled with natural light, high-end finishes, and seamless indoor-outdoor flow. Enjoy ocean views from the living room deck and even more expansive vistas from the private rooftop deck—perfect for entertaining or unwinding under the stars. The detached 467 SF studio ADU provides additional versatility, ideal for guests, rental income, or a home office. Drought-tolerant landscaping adds curb appeal while keeping maintenance low. Meticulously built, this home showcases exceptional craftsmanship, designer finishes, and quality materials throughout—no detail was spared. Just a short stroll to Cardiff’s vibrant town center, you’re minutes from Seaside Market, local coffee shops, award-winning restaurants, and world-class surf breaks. Whether you're grabbing brunch, biking along the coast, or catching a sunset at the beach, everything you love about coastal living is right at your doorstep. This is truly a rare opportunity to own a turn-key, stylish, and versatile home in one of North County’s most desirable beach communities.
Listing agent: David Miller DRE #01389997 themillergroupre@gmail.com, Listing office: Swell Property
MLS data updated 11/4/2026, 8:05:34 AM PT
Source: CRMLS, MLS #: NDP2505857
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 28, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,830,000Closed sale · Jul 28, 2025ZIP 92007 · Jul 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.