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Nestled on a quiet cul-de-sac in highly sought-after Cardiff-by-the-Sea, this beautifully upgraded single-story home offers 4 bedrooms, plus a loft, 2.5 bathrooms, and an exceptional coastal lifestyle less than a mile from the ocean. With no HOA, a spacious floorplan, soaring vaulted ceilings, and timeless designer finishes, this home is the perfect blend of comfort, elegance, and everyday functionality. Thoughtfully remodeled throughout, the light-filled interior showcases rich distressed hardwood flooring, custom built-ins, designer paint, and an abundance of natural light. The beautifully updated kitchen features quartz countertops, white shaker cabinetry, stainless steel appliances, a farmhouse sink, wine refrigerator, and a seamless pass-through window to the outdoor entertaining area. The remodeled primary suite offers direct access to the backyard and a luxurious spa-inspired bathroom with quartz countertops, dual sinks, a frameless glass shower, and elegant designer finishes. Designed for year-round indoor-outdoor living, the private backyard is an entertainer's dream. Enjoy a covered patio, custom BBQ area, fire pit, sparkling pool and spa with thermal solar heating, lush mature landscaping, and multiple spaces to gather, dine, or simply relax in your own coastal retreat. Additional highlights include Andersen windows and doors, custom remodeled bathrooms, a spacious three-car garage with epoxy flooring, built-in cabinetry, and abundant storage. Ideally located just minutes from Cardiff's beautiful beaches, shopping, dining, and scenic coastal trails, this exceptional home is also within biking distance of top-rated schools, offering the very best of North County coastal living.
Listing agent: George Fillippis DRE #02082015 george@thebrandrealty.com, Listing office: Real Brokerage Technologies
MLS data updated 11/4/2026, 12:47:10 PM PT
Source: CRMLS, MLS #: NDP2607166
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 3, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$3,100,000Closed sale · Sep 3, 2026ZIP 92007 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.