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Panoramic ocean views from Cayucos Pier to Morro Bay from this single level waterfront home. First time on market, 3 generations deep! Perfect open concept living, dining and kitchen with Ocean views. You'll love this quintessential family beach home where the sand and shore are your backyard for all your water fun! ( You even have an outdoor shower to get the sand off!) Lots of sea life to observe for entertaining days on the expansive deck. You'll enjoy being just down the street from Historic downtown Cayucos-By-The-Sea, with many restaurants and shops. Living Room has open beamed ceilings and a cozy fireplace for chilly nights at the shore as you watch the sun set. Efficient original kitchen, 4 bedrooms and 3 bath provides lots of sleeping space for everyone and a large den. You will love this small beach town with it's mild temperature, don't wait to begin your memories this summer. Rare opportunity, call your Realtor today for your viewing of this home. Check out the virtual tour with drone coastal views!
Listing agent: Annette Mullen DRE #00935034 annette@farrellsmyth.com, Listing office: Farrell Smyth Real Estate
MLS data updated 10/24/2026, 12:02:15 AM PT
Source: CRMLS, MLS #: SC21151956
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 23, 2021
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93430 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.