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Situated within the prestigious guard-gated enclave of Monarch Bay, 20 Monarch Bay presents an extraordinary coastal retreat showcasing sweeping panoramic views of whitewater ocean, sandy beaches, Dana Point Headlands, the Ritz-Carlton, Monarch Links Golf Course, breathtaking sunsets & sparkling city lights. Ground up construction in 2015 with exceptional craftsmanship, this meticulously designed residence embodies refined coastal luxury with an organic, sophisticated aesthetic. Smooth limestone plaster walls, elegant Crème Marfil marble flooring & curated finishes create a timeless interior, while expansive Nano bifold doors in the living & dining areas open seamlessly to the outdoors, framing spectacular ocean vistas. Custom trey ceilings & a dramatic dual-sided copper & glass fireplace add striking architectural detail. The gourmet chef’s kitchen is both functional & artfully designed, featuring a quartz crystal island w/bar seating, sleek Arc Linea cabinetry, Silestone countertops & a full suite of Miele appliances. Designed for relaxation & entertaining, the home includes a soundproof, acoustically engineered theatre & family room with built-in audio, drop-down projection screen & wine storage. A comprehensive Crestron smart home system manages lighting, security, whole-house audio & theatre components, while automated shades, solar power, five HVAC zones & a tankless water heater ensure modern comfort & efficiency. The primary suite serves as a private ocean-view sanctuary with direct patio access, a custom walk-in closet & spa-inspired bath w/heated floors & towel racks, oversized walk-in shower, soaking tub & skylight. Secondary bedroom suites feature designer finishes & outdoor access. Resort-inspired outdoor living spaces include multiple entertaining areas, a Wolf-equipped BBQ island, outdoor fireplace, spa with cascading fountains, retractable awnings, outdoor speakers & shower. A landscaped front courtyard w/fountain & a finished two-car garage with lift for two additional cars complete this offering. Residents of Monarch Bay enjoy access to tennis & pickleball courts, a community & dog park, playground & the private beach club with indoor-outdoor bar, beachfront dining, firepits & towel, chair & umbrella service. Ideally located near hiking trails, world-class golf & surfing & premier coastal resorts including The Ritz-Carlton, Waldorf Astoria & The Montage, this property will also benefit from the Dana Point Harbor revitalization project.
Listing agent: Kevin Aaronson DRE #01259966 info@previewochomes.com, Listing office: Keller Williams Realty
MLS data updated 10/25/2026, 3:32:54 AM PT
Source: CRMLS, MLS #: OC26154553
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 18, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$12,400,000Closed sale · Sep 18, 2026ZIP 92629 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.