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Enjoy resort-style living with your stunning 5 Bedroom, PLUS LOFT, home located in Rancho Santa Margarita located on a cul-de-sac. Entering through the beautiful leaded glass double doors, the two-story foyer and walls of windows impressively walk you through the seamless flowing floorplan leading you into the spacious formal living/dining room. The light and bright open floor plan is ideal for entertaining. You will enjoy cooking in this beautifully recently upgraded kitchen (2021) with Quartz counters, subway tile backsplash, walk-in pantry, abundant cabinetry, Bosch appliances including a five-burner gas stove, pull out spice rack, pots/pan drawers and soft close doors and an island with breakfast bar. The main floor includes a family room with a stone-faced fireplace, wine bar and large view oriented windows. Wood-look tile floors were just installed downstairs in 2021. The main level includes a bedroom with a ceiling fan and full bathroom. Upstairs, the large Primary Suite includes a ceiling fan and walk-in closet. The primary bathroom has dual vanities, a step-in shower and a large soaking tub. The second level has three more generous sized bedrooms, all with mirrored wardrobe doors and ceiling fans. Additionally, there is a loft with a built-in media center but could easily be made into a 6th bedroom if needed. The laundry room is bright with its own window and plenty of additional storage. Throughout the home, you’ll find gorgeous crown molding in every room, wide baseboards, and dual pane windows finished off beautifully with casings. As you step outside, you’ll love the large, secluded entertainer’s backyard, complete with a built in bar-b-que with at-counter seating and a beautiful outdoor fireplace. This home sides to a completely landscaped and HOA maintained slope helping to keep the house cool during those hot days. Other upgrades include: Newer PEX piping; water filtration system in 2020; new boiler in 2021 and A/C in 2013. The very nearby O’Neill Regional Park open space makes for the perfect place to hike, bike, run, or walk the dog on miles of trails. Enjoy all the Rancho Santa Margarita City amenities; The Lake, Lagoon, Pools, Parks, Concerts and more! Don’t miss the opportunity to make this your new home! Low HOA & Taxes, No Mello Roos.
Listing agent: Misty Tracy DRE #01302056 misty.tracy@redfin.com, Listing office: Redfin
MLS data updated 11/3/2026, 11:58:16 AM PT
Source: CRMLS, MLS #: OC21258195
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jan 14, 2022
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,440,000Closed sale · Jan 14, 2022ZIP 92688 · Jan 2022
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.