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Beautifully Updated Otay Ranch Home with Downstairs Bedroom & Full Bath! Welcome to this well-maintained and stylish home located in the heart of Otay Ranch, one of Chula Vista’s most desirable neighborhoods! This spacious and thoughtfully designed property features 5 bedrooms, 3 bathrooms, and numerous upgrades throughout. Paid off Solar! Key Features: • Downstairs bedroom with full bathroom – perfect for guests or multi-gen living • Ceiling fans in every bedroom for year-round comfort • Open-concept kitchen with center island • Family room with cozy fireplace and built-in media niche • Elegant plantation shutters throughout • Dedicated office/retreat off the master bedroom – great for remote work or a nursery • Large private yard with covered trellis patio – ideal for entertaining • Air conditioning, rain gutters, and security system • All window coverings included • Attached 2-car garage Community & Location: • Access to community pool just a short walk away • Close to Otay Ranch Town Center Mall, restaurants, parks, and top-rated schools • Easy access to major freeways for commuting This home offers the perfect blend of comfort, functionality, and location. Whether you’re hosting friends on the private patio or relaxing in the spacious master suite, you’ll love everything this home has to offer.
Listing agent: Philip Halbert DRE #02012415 phil@sillrealtygroup.com, Listing office: Sill Realty Group
MLS data updated 10/23/2026, 12:28:52 AM PT
Source: CRMLS, MLS #: 250043243SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Dec 31, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,087,500Closed sale · Dec 31, 2025ZIP 91913 · Dec 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.