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Coastal Retreat in Morro Bay’s Beach Tract! Just steps from the sand, this beautifully upgraded 3-bedroom, 2-bath home sits on a sunny corner lot in one of Morro Bay’s most sought-after neighborhoods. Enjoy beach living at its best with modern updates, an open and inviting layout, and seamless indoor-outdoor flow. Step inside to your cozy sunken living room, complete with a wood-burning fireplace. Continue down the hallway to an oversized kitchen and great room—ideal for gathering with family and friends. Sliding doors extend the living space to a raised patio and private backyard, creating the perfect setting for coastal entertaining. Upgrades include luxury vinyl plank flooring, remodeled baths, new windows, and newer appliances throughout. The low-maintenance front yard and L-shaped backyard offer multiple spots to relax, garden, or play. An oversized two-car garage provides direct home access, plus a second patio at the rear for even more outdoor enjoyment. Located just steps from the spectacular North Morro Bay coastline, scenic walking trails through Cloisters Park, and an easy stroll to the Embarcadero—this home truly has it all. Opportunities like this don’t come up often—don’t miss your chance to make this Morro Bay retreat yours!
Listing agent: Tammy Tipple DRE #02088959 tammyt@sevengables.com, Listing office: Seven Gables Real Estate
MLS data updated 10/24/2026, 3:06:19 AM PT
Source: CRMLS, MLS #: OC25258609
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Dec 29, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,280,000Closed sale · Dec 29, 2025ZIP 93442 · Dec 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.