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All you have to do is move in and you’re ready to experience a carefree lifestyle at this upscale San Diego home in Rancho Bernardo’s Vista del Lago community. The turnkey residence presents a gated setting that backs to a greenbelt and offers a private side entrance and an extra-private backyard with custom cover. Numerous windows allow daylight to illuminate an open two-story floorplan that extends approximately 1,548 square feet. The main floor reveals a fireplace-enhanced living room, a dining room, and a chef’s kitchen complete with nook, granite countertops with full backsplash, white cabinetry, a breakfast bar and stainless-steel appliances. A powder room is located on the first floor, and three bedrooms and two full baths are featured upstairs, where a versatile loft and convenient laundry room are located. Relax in a comfortable master suite with walk-in closet and a bath with dual sinks. Refined finishes and appreciated details await at every turn and include custom paint, wood flooring throughout, crown molding, plantation shutters, ceiling fans and picture-frame bathroom mirrors. An attached two-car garage ups the convenience factor. Close to award-winning schools, shopping and more, Vista del Lago is home to a spectacular recreation center with namesake lake, a pool and spa, BBQs, tennis courts, a gym, playground and luxurious clubhouse. The beaches of Del Mar, Carlsbad and Cardiff are a brief drive away, and downtown San Diego is within easy reach.
Listing agent: Doug Echelberger DRE #01176379 doug@echelberger.com, Listing office: Pacific Sotheby's Int'l Realty
MLS data updated 11/4/2026, 8:21:17 AM PT
Source: CRMLS, MLS #: OC20111628
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 31, 2020
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 92128 · Nov 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.