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The Best Priced Beach Home on the market offering unparalleled proximity to sandy shores. An easy, level, walk along a private road provides access to both Seacliff and Rio Del Mar Beaches. 186 Creek Dr is a rare beach home with a 2-car garage and driveway parking. Upon entry, a spacious foyer welcomes you, providing the perfect spot to kick off sandy flip-flops and add newfound seaglass to your collection. The updated kitchen, features granite counters, a breakfast bar, and a dining area primed for gatherings. Flowing seamlessly from the kitchen is the inviting living room, which opens onto a deck, allowing you to savor the ocean breeze and observe the ducks in Aptos Creek from your front-row seat. Retreat to the primary suite, complete with a rooftop deck offering the soothing melody of the surf. Additional guest beds and a bath on the ground floor ensure comfort and privacy for all. Embrace the coastal lifestyle with ease and indulge in local delights like Venus Spirits Cocktail and Kitchen, and Pixie Deli, all within walking distance. The Beach is Calling!
Listing agent: Aimee Thayer-Garcia DRE #01846533 aimee@aimeeandangel.com, Listing office: Montalvo Homes & Estates
MLS data updated 10/23/2026, 2:41:03 AM PT
Source: CRMLS, MLS #: ML81951955
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 19, 2024
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,499,000Closed sale · Apr 19, 2024ZIP 95003 · Apr 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.