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Short Sale Subject To Lender Approval! Welcome to the Bella Sitia community of Montecito at Otay Ranch. This former model home is move-in ready and features paid solar, 5 bedrooms, 4.5 bathrooms, and a full bedroom and bath on the main level. The open floor plan showcases hardwood floors, crown molding, wood ceiling details, and a stunning curved staircase. The gourmet kitchen offers white shaker cabinetry, quartz countertops, a large center island, double ovens, built-in microwave, cooktop, and walk-in pantry. Enjoy breathtaking canyon views from the California room and the spacious primary suite with a sitting area, spa-inspired bath, and oversized walk-in closet. Upstairs also includes generously sized secondary bedrooms, a tech center, and a large laundry room. The beautifully landscaped backyard is designed for entertaining with a covered California room, built-in BBQ, bar, and custom patio. Additional features include a 3-car garage and integrated audio system. Residents enjoy resort-style amenities including a clubhouse, pool, spa, recreation center, parks, top-rated schools, shopping, and dining. Luxury, comfort, and spectacular views await!
Listing agent: Jacqueline Smith DRE #01386357 Jacquie@IEHomes.com, Listing office: Fathom Realty Group, Inc.
MLS data updated 10/16/2026, 9:00:32 PM PT
Source: CRMLS, MLS #: IG26166056
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 29, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,495,000Original asking price · Jul 29, 2026ZIP 91913 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.