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LOW HOA!!…… Location! Location! Location!!! WELCOME TO YOUR DREAM HOME IN THE SOUGHT-AFTER MONTECITO/OTAY RANCH COMMUNITY, which exudes elegance and modern living. This stunning two-story house boasts upgrades and perfectly blends luxury and comfort…. This 2-story home boasts an open concept of living and is MOVE-IN ready, with gorgeous window shutters and luxury vinyl flooring, complete with large windows and high ceilings creating a light & bright atmosphere; two car garage is attached with a long DRIVEWAY; no neighbor behind and plenty of natural lights. As you step inside, you’ll immediately notice the beautiful wood-like floors leading you to the gourmet kitchen, which features gorgeous granite countertops and high-end stainless steel appliances, making it a perfect place for cooking and entertaining. The formal dining room is ideal for hosting dinner parties or enjoying a family meal. The main level features a spacious bedroom and full bathroom, perfect for guests. This is an excellent feature for those who may have difficulty with stairs…Upstairs, you’ll find a SPACIOUS LOFT AREA THAT CAN SERVE A FIFTH BEDROOM OR AN OFFICE… The primary suite is a peaceful oasis with views, generous size, and two large walk-in closets. Two additional bedrooms, a full bathroom, and a laundry room complete the second level—innovative features like whole-house WI-FI and energy efficiency with a solar system…. The Village of Montecito has resort-style amenities, including a clubhouse, 2-large pools, a gym, dog parks, private parks, a recreation center, multiple tennis courts, multiple basketball courts, a picnic area, and a spa. The true gem of this home is the stunning backyard with a California room. The meticulously manicured turf creates a low-maintenance oasis, perfect for entertaining or relaxing. The gorgeous backyard adds the perfect ambiance for a cozy night outside. HIGHLY DESIRED LOCATION WITH PROXIMITY TO FREEWAYS, SHOPPING MALLS( Otay Ranch MALL, Homegoods, Ross, World Market, Best Buy, Ulta, Apple Store, Vons, Barons)DINING (Cheesecake Factory, Garbattela, Chillis, Novo, Karinas, Panda Express, and More) and Entertainment… Don’t miss out on the opportunity to own this beautiful home in one of the most desirable areas with LOW HOA FEES of Otay Ranch/ Montecito… Schedule your showing now and experience the essence of Montecito / Otay Ranch Living…
Listing agent: Bernadeth Huertas DRE #01975625 bch.huertas@gmail.com, Listing office: Coldwell Banker West
MLS data updated 10/24/2026, 10:23:31 PM PT
Source: CRMLS, MLS #: PTP2403060
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jun 25, 2024
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,178,000Closed sale · Jun 25, 2024ZIP 91913 · Jun 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.