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Escape the chaos and come home to this peaceful abode located in sought after Cuesta by the Sea. Close to the bay, you can decide to live in this fully updated family beach property as a 3 bedroom, 2 bath home, or continue to use the 2 bedroom 1 bath downstairs as a popular vacation rental destination, as you live in the attached private studio with full bath upstairs. Studio can be accessed by either inside or outside stairwells. The recently rebuilt patio/deck with a modern design has plenty of room to relax outside and enjoy the coastal weather. Interior is beautifully lit with transom windows sheltered under vaulted wood beam ceilings, and reflected back by natural wood flooring. Upstairs kitchen has an open concept with bar seating, wood capped countertops lit by decedent pendant lighting, and serene views of the bay. This is a true artist getaway. Downstairs you will enjoy the newly finished Pergo flooring, custom lighting, modernized bath, and fresh paint throughout. The functional yet inviting floor plan includes updated kitchen, dining area, laundry and access to yard space and garage. This home is turn-key and can be enjoyed as-is, but can easily be transformed into all inclusive living. Don't miss your chance to live on this beloved street located on a corner lot with over 4,000 sqft. Only minutes away from the beach, Montana de Oro state park, golf course, restaurants and cafes. This is truly an idyllic hideaway.
Listing agent: Frankie Ciano DRE #01412309 frankie@cianorealestate.com, Listing office: Ciano Real Estate Inc.
MLS data updated 10/20/2026, 2:54:30 AM PT
Source: CRMLS, MLS #: SC20106732
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 20, 2020
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93402 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.