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"Rare South O Layout with Private Upstairs Retreat: Four Bedrooms, Two Car Garage… Minutes to the Sand!" WHAT WE LOVE: South Oceanside can sometimes come with tradeoffs. Small lot. Street parking. Tight floorplans. Not here. You get real curb appeal with natural grass, mature palm trees, fresh mulch, a full driveway, and an attached two car garage, which is rare this close to the coast. There’s real separation from the street, not a front door opening straight to the sidewalk. Inside, it’s clean, refreshed, and ready. Fresh interior paint. Brand new carpet throughout the stairway and entire upstairs. Dual pane divided light windows bring in natural light while keeping things efficient and quiet. But the real story is the layout. Three bedrooms downstairs offer flexibility for guests, office space, or multi generational living. A living room with custom fireplace anchors the home, while defined kitchen and dining areas allow everyone to gather without being stacked on top of each other. Upstairs is a true primary retreat… and not just a bedroom. Private bathroom. Dedicated family room. Wet bar. An entire level designed for separation, quiet, and reset. Morning coffee upstairs. Late night wind down without disrupting the rest of the house. Work from home from a space you actually value. Out back, brand new sod and full fencing create a private, usable yard. Not decorative. Not theoretical. Real space to host, play, relax, or enjoy coastal evenings. Coastal living with breathing room. Space. Privacy. Parking. Layout. All in South O. No compromise required. WHAT WE LOVE: CONT… South Oceanside continues to evolve into one of North County’s most dynamic coastal neighborhoods. Tucked west of the 5 and just south of downtown Oceanside, this pocket offers walkability to beaches, Coast Highway dining, coffee shops, and the steady energy of a community on the rise. The location puts you minutes from the sand, the Oceanside Pier, and the growing collection of restaurants, breweries, and boutiques that have reshaped the area over the last several years. It’s coastal access without the congestion of more southerly beach towns. Beyond lifestyle, this property offers practical advantages that are increasingly difficult to find: The attached two car garage and full driveway provide off street parking, a premium feature this close to the coast. The lot configuration allows for both front yard presence and backyard usability, offering flexibility for entertaining, recreation, or future personalization. The upstairs configuration introduces optionality that many buyers seek but rarely find at this price point and location. The separation between levels creates flexibility for evolving needs, whether accommodating guests, establishing a dedicated work environment, or simply creating distinct zones within the home. With continued redevelopment throughout Oceanside, properties that combine coastal proximity, usable lot space, and functional square footage represent the potential for a compelling long-term hold. A rare blend of location, layout, and livability… positioned in one of coastal North County’s favorite communities.
Listing agent: Jesse Ibanez DRE #01405643 jesse@greenmeansgrow.com, Listing office: The Greenhouse Group Inc
MLS data updated 10/27/2026, 5:27:12 PM PT
Source: CRMLS, MLS #: 260004059SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 7, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,355,000Closed sale · Apr 7, 2026ZIP 92054 · Apr 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.