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PRICED TO SELL! Motivated seller just slashed the price by $50,000! With built-in income (back unit is currently rented month-to-month at $1,400/mo) this property has tons of potential! Step into Chico history with this classic charmer, offering not just one, but two separate homes on one corner lot. The front home, 1805 Hemlock, was originally built in 1905, and its timeless character still shines through today. Thoughtful updates have brought modern comfort while preserving its historic appeal, creating a warm and inviting space ready for its next chapter. Inside, you’ll find 2 bedrooms, 2 bathrooms, and over 1,100 sq. ft. of living space. Highlights include original hardwood floors, fresh paint, updated dual-pane windows, a beautifully refreshed kitchen with butcher block counters, new vinyl flooring, new mini-split heat/air, a gas range, and ample pantry storage. The living room glows with natural light, while the dining room’s wood-paneled walls nod to the home’s roots. The primary suite offers high ceilings, a spacious ensuite with tub/shower combo, and plenty of closet space. A second bedroom at the front of the home, a large laundry room with a utility sink, and a bonus space overlooking the backyard add both charm and function. Just behind it sits 387 E 18th St, a darling studio ADU with its own kitchen and bathroom, built in 2020. This modern, light-filled cottage includes vaulted ceilings, LVP flooring, a farmhouse sink, solid-surface counters, a garden window, and its own private backyard. Currently tenant-occupied, the renter would love to stay, offering instant passive income to the next owner. Each home enjoys its own yard and separate entrances, giving you privacy and flexibility whether you’re looking to house-hack, create a multi-generational setup, or expand your rental portfolio. Set on a corner lot with inviting curb appeal, this property blends the character of Chico’s history with the practicality of modern upgrades and the bonus of built-in income. Rarely does a dual-home property like this come available. Two homes...One lot... Endless opportunities!
Listing agent: Kiersten Morgan DRE #01808835 kierstenrealtor@gmail.com, Listing office: Crane Realty
MLS data updated 10/27/2026, 6:50:07 AM PT
Source: CRMLS, MLS #: SN25226573
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Mar 4, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$474,575Closed sale · Mar 4, 2026ZIP 95928 · Mar 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.