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Welcome to 1792 7th Street, a distinctive Baywood property where bay views, artistic character, and flexible living spaces come together in a setting that embraces the charm of Los Osos. Positioned to capture views of the bay and dunes, this 2,134± square foot home offers a unique blend of natural beauty, thoughtful updates, and creative spaces that invite you to make the property your own. From the moment you arrive, the property's character begins to unfold. Through the entry gate comprised of elements from local ranches and stained glass accent, you are met with mature landscaping and quaint seating areas. Beyond the main residence, two detached structures add versatility to the property—one currently arranged as an artist's studio with power and another approximately 8' x 11' insulated building, providing potential opportunities for storage, workspace, or other flexible uses. The second floor main living level is designed to take advantage of its coastal surroundings, with abundant natural light and an open-concept layout connecting the kitchen, dining, and living areas. Expansive windows and a spacious deck create a seamless connection to the outdoors, offering a place to enjoy bay views, coastal breezes, and the ever-changing landscape beyond. The kitchen serves as a central gathering space, featuring a breakfast bar, updated appliance package, generous quartz counter space, and ample cabinetry. Recent improvements throughout the home, including luxury vinyl plank flooring, updated fixtures, refreshed finishes, and modernized bathrooms, complement the property's distinctive character while supporting everyday comfort. Offering three bedrooms and two bathrooms, the home also includes a versatile lower-level conversion which includes a living room with its own entrance and bedroom that may provide additional flexibility for a variety of living arrangements and lifestyle needs. The primary suite features an updated bathroom with quartz countertops, refreshed lighting, and a walk-in shower, while guest bedrooms include walk-in closets and French doors opening to the outdoor spaces. Outside, mature drought-tolerant landscaping, succulents, sunroom, seating areas, and garden spaces create an inviting environment for entertaining, relaxing, or enjoying time outdoors.
Listing agent: Cassandra Merrill DRE #01333095 Cassandra@MerrillRE.com, Listing office: Merrill & Associates Real Estate
MLS data updated 11/2/2026, 11:17:33 PM PT
Source: CRMLS, MLS #: NS26119550
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 13, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,040,000Closed sale · Aug 13, 2026ZIP 93402 · Aug 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.