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This charming, well-loved cottage has been in the same family for years and embodies vintage Cayucos. Near the heart of downtown and few short blocks to the beach, the 2BD/1BA single-level home blends a few modern updates while maintaining many of the original features and character. Surrounded by established landscaping, the entry offers a large covered front porch for extended outdoor living space and French doors that open to a cozy living room with lots of light. A galley kitchen features original midcentury tilework, ample cupboard space, a modern gas stove and refrigerator, and a roomy dining area with a framed view of the Pacific Ocean. There are two bedrooms, one full bath, a hall closet, and the second bedroom has a vintage-style utility sink and closet space near the garage and washer/dryer area. An expansive lot offers plenty of options for building a dream garden, additional outdoor living areas, or a palette for future expansion plus a large storage shed, single-car garage, and long driveway for additional off-street parking. Bring your creative ideas...with a few personal updates, this home is move-in ready yet provides a ton of design potential.
Listing agent: Catherine Stone DRE #00917365 catherinestone@att.net, Listing office: Central Coast Real Estate
MLS data updated 10/27/2026, 12:33:22 AM PT
Source: CRMLS, MLS #: SC23155950
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 30, 2023
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,050,000Closed sale · Oct 30, 2023ZIP 93430 · Oct 2023
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.