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VA ASSUMABLE 3.75% INTEREST RATES. Welcome to this stunning home located in the highly sought-after, master-planned community of Cota Vera. This spacious residence offers 4 bedrooms, 3 bathrooms, and 2,012 square feet of thoughtfully designed living space. As you enter, you're greeted by an open-concept layout that seamlessly connects the living room, dining area, and kitchen perfect for modern living and entertaining. A convenient downstairs bedroom offers flexible use as a guest room, home office, or bonus space. The kitchen opens to a charming patio, ideal for enjoying your morning coffee or a relaxing evening glass of wine. Upstairs, a generous loft provides a versatile area for movie nights, a playroom, or casual gatherings. The expansive primary suite features a spa-inspired bathroom, creating a peaceful retreat. Two additional upstairs bedrooms offer comfort and ample space for family or guests. Enjoy resort-style amenities at The Orchard Clubhouse, which features a state-of-the-art fitness center and a sparkling pool. Nearby schools are within walking distance, adding ease for families with children. Outdoor enthusiasts will love the close proximity to Otay River Valley and Otay Lakes, offering open green spaces, picnic areas, hiking and biking trails, and year-round outdoor adventures. Centrally located with convenient access to freeways, beaches, grocery stores, weekend markets, and downtown San Diego, this home truly has it all. Additional features included stainless steel appliances, PAID SOLAR PANELS, and an EV charging -perfect for electric vehicle blending style, comfort, and sustainability.
Listing agent: Bernadeth Huertas DRE #01975625 bch.huertas@gmail.com, Listing office: LPT Realty, Inc.
MLS data updated 10/21/2026, 3:13:26 PM PT
Source: CRMLS, MLS #: PTP2504491
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 11, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$900,000Closed sale · Aug 11, 2025ZIP 91913 · Aug 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.