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Surrey Farm Spanish Monterey Masterpiece! Discover an exceptional Spanish Monterey residence in the highly sought-after Surrey Farm neighborhood of Ladera Ranch—an elegant three-level home where timeless architecture meets thoughtful, high-end modernization and resort-style community living. Featuring classic Spanish Monterey character, this home offers a warm stucco exterior, beautiful wood balcony, and graceful architectural detail throughout. From the abundant windows to the French doors and inviting spaces, natural light floods the interior and creates a seamless connection between indoor comfort and outdoor living. On the first level, enjoy a thoughtfully designed living space with a separate kitchen featuring complete remodeling with an updated, functional layout that maximizes the room's potential. The dining area is surrounded by windows, while the living room offers a fireplace and French doors that open to the enclosed private yard. The main-floor guest powder room includes a pedestal sink, a leaded glass privacy window, and convenient under-stairs storage. Second & Third Levels Upstairs, the landing includes built-in cabinetry and a dedicated tech desk, plus a full-size laundry room with newer doors. The primary suite features French door entry to the spacious wrap-around balcony and a generous walk-in closet. The suite bathroom is designed for relaxation and everyday luxury with dual vanities, a Japanese soaking tub and a private toilet room. Two secondary bedrooms share a jack-and-jill bathroom, while the rare third-floor private loft—accessible via its own staircase—serves as a stunning fourth bedroom retreat with built-in wardrobe systems, a custom bench, and unobstructed hill views. This is the only Surrey Farm third-floor loft home not facing a street. The wrap-around balcony is designed for outdoor enjoyment, with spacious seating areas and lighting—perfect for morning coffee, sunset views, and entertaining Surrey Farm is known for its pocket parks and outdoor recreation, located conveniently between the Botanica Trail (disc golf) and Western Ridge hiking and biking trails. A Turnkey Opportunity with extensive upgrades, modern luxury finishes, and a standout architectural setting, this home is ready to enjoy immediately—offering the perfect blend of privacy, comfort, and elevated living. Privacy, Corner Lot, Greenbelt Location
Listing agent: Victoria Posthuma DRE #01702695 vposthuma@gmail.com, Listing office: Circle Real Estate
MLS data updated 10/30/2026, 3:55:37 PM PT
Source: CRMLS, MLS #: PW26109235
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 18, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,210,000Closed sale · Sep 18, 2026ZIP 92694 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.