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Beautifully maintained detached home in the coveted Cottage Lane community of Windingwalk. This residence offers the rare combination of privacy, serenity, and sweeping mountain views, plus the spaciousness of the largest model in this charming garden-style neighborhood. No shared walls and a warm, quiet, tucked-away feel from the moment you walk up the landscaped pathway to the front door.Inside, the home is surprisingly large and feels even more expansive in person. The flexible floor plan includes a full bedroom and bathroom on the first floor, ideal for multigenerational living, guests, or a private work-from-home setup. The front living room with double glass doors makes a perfect dedicated office, sitting room, or creative flex space. Upstairs, the oversized loft lives like a second family room, great for a playroom, gym, media space, or homework hub.The heart of the home is the upgraded kitchen with stainless steel appliances, opening to the inviting living and dining areas with rich maple hardwood floors. The home also features solar, offering energy savings and efficiency. The backyard truly sets this property apart: enjoy unobstructed views of rolling hills, peaceful sunrise mornings, and the charming overlook of the neighborhood park just beyond, the perfect blend of openness and connection to the community. The Windingwalk area is known for its walkability, resort-style amenities, and top-rated Camarena Elementary just steps away and has it all: community pools, parks, playgrounds, Otay Ranch Town Center, dining and miles of scenic trails. The Cottages HOA covers the common area maintenance, common area landscaping & tree service, pool facility, and common area pest control service.Winding Walk master Association dues include: Access to the facilities: 3 pools, 2 spas, wader, 2 clubhouses residents can rent, Gym, basketball & pickleball courts, common area maintenance/landscape.
Listing agent: Jocelyn Lomahan DRE #01341830 jocelyn.lomahan@gmail.com, Listing office: Real Broker
MLS data updated 10/27/2026, 12:04:16 AM PT
Source: CRMLS, MLS #: 250044095SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Feb 3, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$885,000Closed sale · Feb 3, 2026ZIP 91915 · Feb 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.