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Discover easy living and timeless charm in this beautifully updated single-story 2BR/2BA home located in the desirable Seven Oaks 55+ community of Rancho Bernardo. Offering approx. 1,358 sq. ft. of light-filled living space, this residence blends modern comfort with low-maintenance living. Step inside to an open-concept great room and dining area featuring new LVP flooring, new moldings, recessed can lighting, and plantation shutters throughout. The well-appointed kitchen boasts KraftMaid semi-custom cabinetry, granite countertops, and newer appliances—ideal for everyday living or entertaining. A spacious primary suite includes built-in closet wardrobes and a beautifully bath. Additional highlights include a tankless water heater, new roof, and a private side patio with views, perfect for relaxing outdoors. This charming home also includes a lighted carport and a lockable golf cart garage, ideal for storage or a small workshop. Residents enjoy a vibrant lifestyle with access to the community clubhouse, pool, spa, fitness center, pickleball courts, woodshop, library, and a full calendar of social events. Upgrades/Features list: - Newer interior paint 2025 - Newer LVP flooring - Newer moldings - New roof 2025 - Tankless water heater - Plantation Shutters throughout -Recessed can lights - Kraftsmade semi custom cabinets - Open concept great room/dining -Well appointed kitchen -Spacious master suite - Built in closet wardrobes - Designer laundry room - View rear patio deck (Paint colors by Sherwin Williams - Shoji white walls, Pure white enamel doors and moldings)
Listing agent: Suzanne Kropf DRE #01261875 skropf@bhhscal.com, Listing office: Berkshire Hathaway HomeServices California Properties
MLS data updated 10/19/2026, 7:28:09 AM PT
Source: CRMLS, MLS #: 250040955SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Dec 5, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$670,000Closed sale · Dec 5, 2025ZIP 92128 · Dec 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.